Officials urge review of flood insurance coverage as hurricane season nears

Posted July 11, 2012, at 5:16 a.m.

GARDINER, Maine — With hurricane season approaching, Maine officials are encouraging homeowners to check their flood insurance policies to make sure they’re adequately protected.

Maine’s already had a damaging storm this season. On June 24, localized thunderstorms created heavy rains resulting in flood damage and one death in Piscataquis County.

State Insurance Superintendent Eric Cioppa advises Maine residents to take steps to protect themselves and their property. Cioppa says most homeowners’ insurance policies do not cover flood damage, and relying solely on a standard policy may be risky.

However, Congress has extended the National Flood Insurance Program for an additional five years. Consumers can obtain information about flood insurance through the NFIP website,, or by calling 800-427-2419.