AUGUSTA, Maine — Free foreclosure prevention clinics are being held around Maine to inform homeowners about their rights and options to avoid foreclosure if they are struggling to make house payments or fear that they may lose their home due to foreclosure.
The Maine Housing Counseling Network is holding its first session June 12 in Augusta. Other clinics are scheduled in Portland on June 26; in Sanford on July 22; and in Bangor on Aug. 21.
According to the Maine State Housing Authority, for a counselor to assess your situation, you would bring the following documents:
- Court paperwork received
- Latest mortgage statement
- Recent pay stubs
- Other sources of income (rental, SSI, etc.)
- Most recent tax return and W-2
- Most recent bank statement
- Monthly expenses (such as food, utilities, etc.)
- Hardship letter explaining reason for default
The network is receiving assistance and support for the clinics from the Maine Bureau of Consumer Credit Protection, MaineHousing and the U.S. Department of Housing and Urban Development. For more information on foreclosure protection, visit the Maine Department of Professional and Financial Regulation.