TIVERTON, R.I. and HOLDEN – Rita (Marum) Harding, 79, died Sunday, March 12, 2006, at home. She was the wife of the late William Harding and former wife of Donald Payer. Born in Fall River, Mass., she was the daughter of the late Thomas and Elizabeth (Little) Marum. She lived in Fall River, Mass., until moving to Maine in 1971. She was a graduate of B.M.C. Durfee High School. She is survived by a daughter, Donna Clark of Tiverton, R.I.; a son, Michael Payer of Holden; a sister, Ruth Francoeur of Fall River, Mass.; five grandchildren and several nieces and nephews. She was the sister of the late Mary Gifford and Thomas Marum. Arrangements by the Auclair Funeral Home, 690 South Main St., Fall River, Mass.